PHRASE HOLDINGS INTERNATIONAL INCORPORATED COMPANY PRIVACY POLICY

All company terms and conditions, privacy statements, data policies and safety measures and help lines are all incorporated under the PHRASE HOLDINGS INTERNATIONAL INCORPORATED as follows;

Company terms and conditions

Terms and all policies posted on every Phrase Group app or website set out the terms on which we offer you access to the use of our site’ services, products, posting of advertisements and free materials. You agree to comply with all the terms and conditions in accessing or using our Services. By accessing the Services you are agreeing to the following terms, which are designed to make sure that the Services are conducive for everyone. Should you not agree to these terms, or any update or change thereto as dealt with below, you should not access or use Phrase Group or its subsidiaries’ products and services.

1. – These terms are effective January 1, 2024.
2. – You must be either 18 years of age or older.
3. – Adhere to your local geographical setting’s country rules and regulations.
4. – Every user is responsible for all content and information submitted to PHRASE HOLDINGS INTERNATIONAL INCORPORATED or any of its subsidiaries.
5. – In case of some of our websites, any consequence that may arise from your post shall solely be the responsibility of the one who has posted it.
6. – We have a right without further explanation to refuse or delete or any content that we believe is inappropriate, harmful or breaks PHRASE HOLDINGS INTERNATIONAL INCORPORATED terms and conditions.
7. – It is also in our capacity to restrict a user’s usage of any of our business site/mobile app either temporarily or permanently
8. – We reserve a right to refuse a user’s registration if we believe that the registration is against our interests.
9. – We reserve the right to block or remove any user’s account from our servers if we find out that the user’s interests are not in line with our company policy.

Misuse:

Report every infringement of your rights on any of our official site. It is our responsibility to warn or barn any abuser of PHRASE HOLDINGS INTERNATIONAL INCORPORATED from the site/apps.

Fee and Charges:

Posting classifieds on any of the PHRASE HOLDINGS INTERNATIONAL INCORPORATED subsidiaries’ especially on Phrase Wagon and Retail Phrase is for free for those who choose the free Ad service especially on Retail Phrase (Pty) Ltd subsidiary. However, Retail Phrase (Pty) Ltd runs sponsored classified Ads for better viewer-ship and effective marketing viewer-ship. Every other charge is posted on a given website that is linked to our Investments Umbrella.

Advert Sites:

PHRASE HOLDINGS INTERNATIONAL INCORPORATED is a business companionship platform; hence we reserve the right to display randomly selected and sponsored adverts on our retailing, trading and marketing sites.

Time Frame:

PHRASE HOLDINGS INTERNATIONAL INCORPORATED Subsidiary sites shall run all sponsored Ads for the given time frame by the sponsor. However free posted Ads have no fixed time frame on our trading sites. We reserve the right to run the Ad for as long as we can.

Material/Content:

Our material comes from ourselves as a company, from general users and also from you. We have a right to remove any content that is inappropriate, illegal or has explicit or abusive language. We shall also remove any material that has been posted without the knowledge of the owners.

Limitations to our liability:

We are only responsible for the content that is directly connected to our verified subsidiaries and bearing the Phrase family name. However, we cannot guarantee error free information. On the other side, due to the high number of companies we have business companionship with, we are not responsible of their web links that can been connected to our site for products and services. We refuse to be held liable on every post that appear on any of our websites since most of such material is from outside parties.

Personal Information:

By submitting your information, we assume that you agree to all our conditions and rights. However, we cannot guarantee that other users cannot access your info since they need your information to contact you in some aspects. All personal information found on any PHRASE HOLDINGS INTERNATIONAL INCORPORATED site is voluntarily submitted. We try as much as possible to keep whatever information that is not supposed to be available to the general public reserved and secured. Otherwise we do not expose any private information without the consent of the owner.

COMPANY POLICY AND PRIVACY

Here is a list of PHRASE HOLDINGS INTERNATIONAL INCORPORATED company privacy policies

1. – You have the right to edit or correct your information on our site.
2. – We also use this information to correct fee and charges for paid ads and services.
3. – By registering to have an account with any of the PHRASE HOLDINGS INTERNATIONAL INCORPORATED subsidiary, we trust you have accepted our Terms and Conditions, Rights and our Company policies.
4. – We collect your information and it’s stored in our savers. We may expose your information to market your products on our other sites or external sites whenever necessary.
5. – We collect the type of devices, time, city and location you are using to login for safety purpose and web traffic statistical purposes.
6. – We have the right to contact anyone who placed an advert on any of our site through emails, calls or via the web for the distribution of our periodic newsletters, updates or marketing products and services.

If you notice any infringement of rights, please don’t hesitate to contact us. We shall take a required action as soon as possible.

PHRASE INVESTMENTS PRIVACY STATEMENT

This Statement of Privacy applies to any company registered under the umbrella of PHRASE HOLDINGS INTERNATIONAL INCORPORATED / www.phraseholdings.com which governs online data usage and collection. By logging in to this website and any PHRASE HOLDINGS INTERNATIONAL INCORPORATED subsidiaries official sites, you agree to our data user policy and activities outlined in this statement.

Collection of our User’s Personal Information:

PHRASE HOLDINGS INTERNATIONAL INCORPORATED collects user personal information during the following activities on any of our website:

• – Responding to advertisements.
• – Advertisement posting procedures.
• – Optional Account registration.
• – Business Companionship.
• – Project, Business and NPO Funding proposals.
• – Working under any PHRASE HOLDINGS INTERNATIONAL INCORPORATED branch.

Personal information collected include the following:

• – User’s full name.
• – User’s email address.
• – User’s Telephone number.
• – User’s home or work address.
• – Unspecified demographic (statistical) information, such as postal code, age, gender, preferences, interests and any information they provide.
• – User computer hardware and software such as IP address, browser name, domain names, access times, access dates and referring Web site addresses wherever applicable.
• – In terms of Phrase Chat LTD, most of your information is public for better friend suggestions and chat experience. If you don’t want non-friends to see your profile information, change your settings on the Phrase Chat app or website.
• – Any other related and needed information as specified in a given situation.

NB: It is very wise not to disclose personal information on our public platform that can be viewed by other users without your knowledge. PHRASE HOLDINGS INTERNATIONAL INCORPORATED or any of our subsidiary is not responsible for any content outside any linked website that is not registered under the Phrase Group of companies but claims to be part of us. To view all the Phrase Investments (Pty) Ltd subsidiaries click here.

Why we collect your Personal Information:

• – To reflect company and customer feedback.
• – To collect customer reviews and concerns through surveys or questionnaires.
• – To contact customers on any offer that may be in connection to your interests.
• – To update users on activities happening on our sites and other PHRASE HOLDINGS INTERNATIONAL INCORPORATED subsidiary.
• – The information is used for the delivery of services. It is very impossible to connect without collecting personal user information.

PHRASE HOLDINGS INTERNATIONAL INCORPORATED does not transfer its classifieds listings or customer information to third parties. If it may happen that PHRASE HOLDINGS INTERNATIONAL INCORPORATED has used a third party to deliver products, the partners involved are not allowed to exploit user information. PHRASE HOLDINGS INTERNATIONAL INCORPORATED is not a religious or political organization, hence it does expose reserved personal information, such as race, religion, political memberships, without your plain approval. This shall happen whenever necessary and for a reason of providing high quality, professional and excellent customer service.

Exceptions on personal information exposure:

PHRASE HOLDINGS INTERNATIONAL INCORPORATED will only make known of your personal information without notice under the following circumstances:

• – If the law of South Africa, Singapore, Malawi, Brasil, United Arab Emirates or any given country of our operation and registration requires us to do so.
• – To protect and defend the rights or property of PHRASE HOLDINGS INTERNATIONAL INCORPORATED.
• – To protect the personal safety of other users of PHRASE HOLDINGS INTERNATIONAL INCORPORATED and its subsidiaries.

Use of Cookies:

Cookies are used to personalize your browsing experience. Cookies are uniquely assigned to you to collect your location, frequency of your visitations and any regular activity you do on any of the PHRASE HOLDINGS INTERNATIONAL INCORPORATED website.

We however keep your personal information safe. We are committed to protecting your personal information from unauthorized access. We do not store bank account pin numbers, credit card passwords or any related material. Every debit or bank transfer services are highly secured.

Customer’s feedback:

If you believe that this statement is not favourable or has some infringements of rights, please contact us on support@phraseholdings.com. We welcome every feedback and positive criticism for a better customer care support; because all we want is to remain the best business companion.

INFRINGEMENT OF RIGHTS

PHRASE HOLDINGS INTERNATIONAL INCORPORATED shall consider the following activities as the infringement of rights;

• – Disruption of the country’s applicable laws.
• – Violation of our advertisement or item posting rules.
• – Posting threatening materials, the use of abusive language, insulting, posting or the sale of pornographic material, explicit, illegal or offensive material.
• – Posting anything that could mean harm to the other party in any way.
• – The posting of false information, phone numbers, emails, location, misleading or any unreal business.
• – The distribution of spam, chain letters, pyramid schemes messages, viruses or any other technologies that may harm Phrase Group or work against all PHRASE HOLDINGS INTERNATIONAL INCORPORATED users.
• – Stalking, copying, pasting, modifying, or the allocation our user’s information (email addresses, phone numbers, locations and any detail) without their consent.
• – The use of any technology to access our information without our written permission.

ADS AND POSTING RULES

All Ads and Posts are to be posted by complying with the following rules;

1. – All Ads, posts, material and descriptions, emails and details must be posted in English only and not any other language.
2. – Adverts must be localized in your geographical setting. A man in another country is not allowed to post an Advert to sell in another country. Instead, search for your local Retail Phrase on our main site www.phraseholdings.com
3. – All posts must be in line with our terms and conditions.
4. – We shall remove every Ad that is as exact as another man’s Advert and every Ad that has less than the required details.
5. – No post is to be duplicated or reposted twice. If you want your post to appear frequently it is wise to pay for it.
6. – We shall remove any web link that is connecting users to another classified website or of the same business nature as we do.
7. – No pornographic, explicit, insulting or bad language is allowed on our site.
8. – We shall remove every Ad that is bringing in any kind of racial, tribal, religion or nationality discrimination. We consider any kind of discriminative posts as a big offense to Retail Phrase community. Phrase Group is a phrase for all.
9. – We don’t allow the advertisement of the sale of child/human trafficking, prostitution, body parts or any related material.

We reserve the right to remove anything that infringes with our rights on Advertisement or posting items on our site. Report any kind of abuse, infringement or inappropriate links or material posted on our site.