Let us help you raise funds.
Raise Fundssupport@phraseholdings.com
Updates:
Welcome to Phrase Holdings International Incorporated (PHI Inc.)
About Phrase Holdings International Incorporated (PHI Inc.)
Questions and Answers concerning our Company, Support, General Querries and the nature of our business.
What is Phrase Holdings International Incoporated?
Phrase Holdings International Incorporated (PHI Inc.) is a dynamic financial consultancy firm that serves as a trusted business companion for individuals, entrepreneurs, and organizations worldwide. We specialize in offshore banking, business funding, capital sourcing, gold trading facilitation, citizenship by investment, and crowd funding solutions.
What are the Subsidiaries of Phrase Holdings?
Phrase Private Banking, Phrase Capital, Phrase Gems, Phrase Crowd Funding, Phrase Insurance and Phrase Investments.
Which country do you operate from?
We are in Johannesburg, South Africa. 95 Frere Road, Bezuidenhout Valley, Gauteng 2094
How does PHI Inc. ensure trust and transparency?
We work exclusively with registered and reputable partners, applying strict due diligence and compliance frameworks. Our focus is on building long-term relationships and ensuring that every transaction is secure, transparent, and aligned with international standards.
What makes PHI Inc. different from other financial consultancies?
Our strength lies in combining capital with strategy. We don’t just provide financial solutions—we partner with clients to ensure sustainable growth, global competitiveness, and long-term success. With years of experience in investment migration, funding, and international trade, PHI Inc. offers expertise that goes beyond transactions.
How Can I Join Phrase Holdings?
You can join our team by clicking the “Career” menu link first to check for available vacancies.
What services does PHI Inc. provide?
Our core services include:
• Offshore Banking Solutions – secure, low-cost personal and business accounts.
• Business Funding & Capital – loans, capital boosts, and project financing.
• Gold Trading Facilitation – connecting vetted buyers and sellers across Africa and globally.
• Crowd Funding Campaigns – helping clients raise funds for schools, health, and community projects.
• Citizenship & Residency by Investment – access to second citizenship programs in multiple countries.
• Investor Relations & Project Showcasing – connecting projects with international investors.
What is your support line?
Direct Call/ WhatsApp/ Telegram: +27 (0) 69 60 90 600 or Email at “support@www.phraseholdings.com”
Who can benefit from PHI Inc.’s services?
Our services are designed for:
• Entrepreneurs seeking capital and global expansion.
• Investors looking for diversified opportunities in gold, banking, and citizenship programs.
• Organizations needing structured funding for projects.
• Individuals interested in offshore accounts or second citizenship for enhanced mobility.
What is the process to get started with PHI Inc.?
The process begins with a consultation to understand your financial or business goals. From there, we design tailored solutions, whether it’s opening an offshore account, structuring a funding plan, or facilitating a gold trade, and provide ongoing advisory support throughout the journey.
About Offshore Banking
Are you a Bank?
No. Phrase Holdings is not a Bank. We offer Consultancy services for those who want to open an offshore Bank Account or an International Business.
Why should we use your offshore Banking Services?
You remove the risk of being scammed by people who might claim of offering offshore Banking services.
Which Countries do you work with?
We offfer offshore banking solutions to 24 countries. Please click on the “Banking” menu to check the list of the countries we have an access to.
What is offshore banking?
Offshore banking refers to holding financial accounts outside your country of residence. It provides access to international financial markets, diversified investment opportunities, and enhanced privacy protections.
Is offshore banking legal?
Yes. Offshore banking is entirely legal when conducted transparently and in compliance with international regulations. Phrase Holdings ensures that all client accounts adhere to global standards, including anti-money laundering (AML) and know-your-customer (KYC) requirements.
Who can benefit from offshore banking services?
• Entrepreneurs expanding internationally.
• High-net-worth individuals seeking asset protection.
• Corporations managing cross-border transactions.
• Investors looking for diversified portfolios
How secure are offshore accounts?
Offshore accounts established through Phrase Holdings are highly secure. We partner with institutions that employ advanced cybersecurity measures, robust compliance protocols, and international banking safeguards to protect client assets.
Are you planning of opening a Bank?
Plans are underway to provide banking Services, first in the SADC Region and then high profile countries. Financial institutions are regulated and we are working on it.
Why should we use your offshore Banking Services?
You remove the risk of being scammed by people who might claim of offering offshore Banking services.
Which Countries do you work with?
We offfer offshore banking solutions to 24 countries. Please click on the “Banking” menu to check the list of the countries we have an access to.
Why should individuals or businesses consider offshore banking?
• Asset protection against economic or political instability.
• Global diversification of investments and currencies.
• Confidentiality and privacy in financial transactions.
• Access to international markets and specialized financial products
How does Phrase Holdings International assist clients with offshore banking?
• Guidance on selecting the right offshore jurisdiction.
• Structuring accounts for maximum efficiency and compliance.
• Connecting clients with trusted international banks and financial institutions.
• Ongoing advisory services to optimize offshore strategies
What jurisdictions does Phrase Holdings recommend?
We work with reputable offshore financial centers known for stability, strong regulatory frameworks, and investor-friendly policies. Jurisdictions are recommended based on each client’s goals, whether for asset protection, tax efficiency, or global expansion.
What is the first step to opening an offshore account with Phrase Holdings?
The process begins with a consultation to understand your financial objectives. From there, we help identify the most suitable jurisdiction, prepare documentation, and facilitate account setup with our global banking partners.
About Business/ Project Funding
Do you have money to loan businesses?
We have investors and well-wishers. If we like your business or project idea, we will present your proposal to our investors.
Can I get the Investors details?
Absolutely not. Investors cannot trust random people anyhow. So we take the risk in case your business or project fails.
What's the catch?
We will need you to sign an agreement with us on the profit share and returning the funds to our investors.
What is business funding?
Business funding refers to the financial resources provided to start, grow, or sustain a company. It can come in the form of loans, equity investments, grants, or alternative financing solutions.
What types of business funding does Phrase Holdings International provide?
We offer tailored solutions, including:
• Equity financing for growth and expansion.
• Debt financing through structured loans.
• Private investment opportunities via our global network.
• Strategic partnerships that combine funding with business expertise.
What industries are eligible for funding?
We support a wide range of industries, including technology, manufacturing, agriculture, energy, and services. Our focus is on businesses with strong growth potential, innovative ideas, and sustainable practices.
How long does it take to secure funding?
Timelines vary depending on the type of funding and the complexity of your business plan. Some loans may be processed within weeks, while equity investments or partnerships may take longer due to due diligence requirements.
What makes Phrase Holdings different from other funding providers?
Our strength lies in combining capital with strategy. We don’t just provide funding, we partner with businesses to ensure long-term growth, sustainability, and global competitiveness.
How much do you need from the profit returns?
All profit margins are negotiable. Please contact us to get started.
So, how do I get funding?
Send your well written proposal with your company details to “capital@phraseholdings.com“
How much can be funded?
Just send us your proposal. It should be up to our funders to bail or not, for as long as your idea is convincing enough.
Why is capital important for businesses?
Capital is the lifeblood of any enterprise. It enables companies to:
• Launch new products or services.
• Expand into new markets.
• Cover operational costs and payroll.
• Invest in technology, infrastructure, and innovation.
How do I know which funding option is right for my business?
The best option depends on your company’s stage, industry, and goals. Startups may benefit from equity investment, while established businesses often prefer debt financing. Phrase Holdings provides expert consultation to match your needs with the right capital strategy.
What is the process for securing funding through Phrase Holdings?
The process typically involves:
1. Initial consultation to understand your business goals.
2. Assessment of financials and strategy.
3. Proposal of funding options tailored to your needs.
4. Execution and ongoing support to ensure capital is used effectively.
Does Phrase Holdings provide advisory support beyond funding?
Yes. We believe funding is only part of the journey. Our team offers strategic advisory services, market insights, and operational guidance to help businesses maximize the impact of their capital.
About Buying and Selling Gold
Do you have Gold in stock?
No, we do not mine or keep Gold in our custody. We only find buyers for Gold sellers, and sellers for the buyers at a commission.
I have Gold, how do I sell it?
Contact us with the category of the Gold, initial price, your location and whether you Gold is registered or not.
Whats your price?
Please check the Gold prices on the “Gold” menu on this website to check the current Gold prices in USD.
What's the catch?
We only need a 10% commission from the gold sales. The commission may be subject to negotiation.
Can you help me detect real of fake Gold?
We deal with licenced Gold dealers, so be assured that we will be able to differentiate genuine from counterfeit Gold..
How can we get Gold from Africa?
Contact us and we will help you partner with licenced Gold Miners in Malawi, Zimbabwe, DRC and South Africa. Let us do Business.
About Crowd Funding
What is Crowd Funding?
Crowd funding is a method of raising capital by pooling small contributions from a large number of individuals, typically through online platforms. It enables entrepreneurs, startups, and social projects to access funding outside traditional banking or investment channels.
What do I need to start a campaign?
Not much. Just the reason you the funds for and afew deatils.
What's the minimum allowed for a campaign?
The minimum amount for a campaign is R2000. You cannot be able to raise funds below R2000.
I didn't get all the money raised after my campaign
We only send 80% of the funds raised. We keep 20% for bank charges, taxes and our operations.
Why should businesses consider crowd funding?
Crowd funding offers several advantages:
• Access to capital without traditional loan requirements.
• Market validation by testing demand before full-scale launch.
• Community engagement that builds loyal supporters.
• Global reach through online exposure.
Who can benefit from crowd funding?
Crowd funding is ideal for:
• Startups seeking seed capital.
• Small businesses launching new products.
• Social enterprises and community projects.
• Creative ventures such as media, arts, and technology.
What types of crowd funding exist?
The main models include:
• Reward-based – contributors receive a product or service.
• Equity-based – contributors gain ownership shares.
• Donation-based – contributions support causes without financial return.
• Debt-based (peer-to-peer lending) – contributors earn interest on loans provided.
What is the first step to launching a crowd funding campaign with Phrase Holdings?
Begin with a consultation to define your project goals, funding target, and audience. We then help craft your campaign strategy, prepare materials, and connect you with the right platforms and networks for maximum impact.
What's your commission?
We will hold 20% of the funds from every campaign. You will get 80%
What are you payment methods?
We payout using using Bank Transfer. So, you need a Bank account in your name to request a withdrawal.
How do I make a withdrawal of the funds?
You will to atleast have R2000 of the funds raised. You can send an email to “accounts@www.phraseholdings.com” requesting a with drawal and an amount.
How long does withdrawal take?
In FNB to FNB cases, Instantly. Standard Bank to Standard Bank, Instantly. Ned Bank to Ned BAnk, Instantly. In other banks, 2-7 days after the transfer.
How does crowd funding work?
A project or business idea is presented on a platform, outlining its goals, funding target, and impact. Supporters contribute financially, often in exchange for rewards, equity, or simply to support a cause they believe in.
How does Phrase Holdings International support crowd funding initiatives?
We provide:
• Strategic advisory services to design compelling campaigns.
• Connections to international platforms and investor networks.
• Branding and storytelling guidance to attract contributors.
• Compliance and structuring support to ensure transparency and trust.
How secure is crowd funding?
Security depends on the platform and structure. Phrase Holdings ensures campaigns are managed transparently, with clear documentation, compliance checks, and trusted partner platforms to protect both contributors and project owners.
About Citizenship by Investment
What is Citizenship by Investment (CBI)?
Citizenship by Investment is a legal process that allows individuals to obtain a second citizenship by making a qualifying investment in a country. This investment can take the form of real estate, government bonds, or contributions to national development funds.
Which countries does Phrase Holdings International work with?
Phrase Holdings facilitates citizenship programs in several reputable jurisdictions, including:
• Saint Kitts and Nevis – from $250,000, passport access to 139+ countries.
• Saint Lucia – from $100,000, access to 130+ countries.
• Dominica – from $100,000, access to 120+ countries.
• Vanuatu – from $130,000, access to 96+ countries.
• Malta – from €600,000, access to 198+ countries.
• Antigua and Barbuda – from $100,000, access to 161+ countries.
• Grenada – from $150,000, access to 144+ countries.
Who can apply for Citizenship by Investment?
Eligible applicants include:
• High-net-worth individuals seeking global mobility.
• Entrepreneurs expanding internationally.
• Families looking for security and better opportunities.
• Investors interested in tax-efficient jurisdictions.
Does Citizenship by Investment include family members?
Yes. Most programs allow inclusion of spouses, dependent children, and sometimes parents. This ensures that families benefit together from enhanced mobility and security.
How does Phrase Holdings International support clients?
Phrase Holdings provides:
• Expert advisory services tailored to client goals.
• End-to-end management of applications and investments.
• Connections to trusted global partners for legal, financial, and logistical support.
• Confidential handling of all client information.
Why should I consider Citizenship by Investment?
CBI offers numerous advantages:
• Visa-free travel to over 100–190 countries depending on the program.
• Enhanced global mobility for business and personal travel.
• Access to new markets and investment opportunities.
• Security and stability for families in times of political or economic uncertainty.
• Tax planning benefits in certain jurisdictions.
How long does the process take?
Timelines vary by country:
• Fast-track options like Vanuatu (2–4 months).
• Moderate programs such as Dominica or Grenada (4–7 months).
• Longer processes like Malta (12–36 months).
Phrase Holdings guides clients through each step to ensure efficiency and compliance
Is Citizenship by Investment legal?
Yes. All programs offered through Phrase Holdings are government-approved and fully compliant with international regulations. Applicants must undergo due diligence checks to ensure transparency and legitimacy.
What is the first step to apply?
The process begins with a consultation to assess your goals and determine the most suitable jurisdiction. Phrase Holdings then assists with documentation, investment structuring, and liaising with government authorities until citizenship is granted.
About Other Projects
If you have questions about any of our projects and Investments, please send an email to “support@phraseholdings.com” or send a well written WhatsApp message to +27 (0) 69 60 90 600